Business Loans

Looking for a solution catered to your company's needs? Our lending experts work with you to create a package that matches your needs with your cash flow.

Our experts are your neighbors, so they know you and your company. They'll always put your needs first.

General Information

  • Maximum loan to value is based on loan type. Please contact credit union for details.

  • CityMark requires most member business loans to be secured.

  • NCUA regulations require all principals and/or shareholders to guaranty all loans.

Financial Supplemental Information Requirements

  • Two years financial statements including income statements and balance sheets - either accountant prepared or tax returns.

  • Interim financial statements, balance sheet, and income statement dated within 90 days of application.

  • Two years of personal tax returns on all principals and guarantors.

  • Current personal financial statement on all principals and guarantors.

You can email these documents to lending@citymark.org.

Business Loan Types

Commercial Real Estate Mortgages - Long-term financing to buy new properties or plan, improve, or refinance existing properties. We offer both permanent mortgages with flexible terms with a variety of loan rates.

Business Term Loans - To finance a fixed asset purchase, such as equipment, fixtures, or vehicles. You can also finance permanent working capital for business acquisition or expansion. We offer a variety of rates with flexible terms.

We offer the following term Loans:

New and Used Vehicle Business Loans

Terms: Up to 120 Months
Rates: starting at 6.39%

New and Used Equipment Loans

Terms: up to 120 Months
Rates: starting at 7.39%

Commercial Real Estate

Contact the credit union for current terms, rates, and conditions