Business Loans

Looking for a solution catered to your company's needs? Our lending experts work with you to create a package that matches your needs with your cash flow.

Our experts are your neighbors, so they know you and your company. They'll always put your needs first.

General Information

  • Maximum loan to value is based on loan type. Please contact the credit union for details

  • CityMark requires most member business loans to be secured

  • NCUA regulations require all principals and/or shareholders to guarantee all loans

Financial Supplemental Information Requirements

  • Two years’ financial statements, including income statements and balance sheets - either accountant-prepared or tax returns

  • Interim financial statements, balance sheet, and income statement dated within 90 days of application

  • Two years of personal tax returns on all principals and guarantors

  • Current personal financial statement on all principals and guarantors

You can email these documents to lending@citymark.org.

Business Loan Types

Commercial Real Estate Mortgages - Long-term financing to buy new properties or plan, improve, or refinance existing properties. We offer both permanent mortgages with flexible terms with a variety of loan rates.

Business Term Loans - To finance a fixed asset purchase, such as equipment, fixtures, or vehicles. You can also finance permanent working capital for business acquisition or expansion. We offer a variety of rates with flexible terms.

We offer the following term Loans:

New and Used Vehicle Business Loans

  • Terms: Up to 120 Months

  • Rates: Starting at 6.39%

New and Used Equipment Loans

  • Terms: Up to 120 Months

  • Rates: Starting at 7.39%

Commercial Real Estate

Contact the credit union for current terms, rates, and conditions.